Verify that the card number and signature on the receipt matches the number and signature on the card
If you manually key in a card number, get a manual imprint of the card
Check the expiration date and do not accept expired cards
Return policies must be printed on the sales receipt close to the signature line
Do not accept a card that seems to have been altered
Obtain authorization for the full amount of the sale
If a card is declined, do not continue to get an authorization

For Card-Not-Present Transactions:

Confirm the customer's card number and obtain the customer's signature on an order form
Make the warranty and return policies clear on your website, in email and other correspondence
Use security features such as AVS to verify the billing address and zipcode and CVV2 to verify that the consumer is in possession of the card
Ship goods only to the cardholder's billing address and obtain a signed proof of delivery from the shipper for delivered goods
Include a customer service telephone number in the billing name that appears on customer’s bank statement
Never charge a cardholder's card until the goods have been shipped
Pay special attention to international purchases since they have a greater risk of credit card fraud

To speak with a credit card processing specialist

call (800) 742-3975